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Overdraft Facility

Flexible Overdraft for Your Business Needs

Get instant access to funds with our overdraft facility. Withdraw as needed, pay interest only on the amount used, and manage your cash flow with ease.

  • Limit: ₹1 lakh & Above
  • Tenure: Up to 36 months (renewable)
  • Interest Rate: Pay only on utilized amount
  • Processing: Quick approval, minimal paperwork
  • Eligibility: Businesses with stable turnover
Apply Now
Overdraft Loan

Why Choose Overdraft Facility?

  • Withdraw funds as needed, up to your limit
  • Interest charged only on amount used
  • Easy renewal and top-up options
  • Digital documentation and fast processing
  • Dedicated support for your business

Eligibility Criteria

  • Indian businesses with minimum 2 years vintage
  • Valid business registration and KYC documents
  • Stable turnover and satisfactory credit profile
  • Bank statements and financials as required

Apply for Overdraft Facility

Frequently Asked Questions

  • What is an overdraft facility?
    A flexible credit line allowing you to withdraw funds as needed, up to a set limit.
  • Who can apply?
    Businesses meeting eligibility criteria.
  • How is interest calculated?
    Interest is charged only on the amount utilized, not the entire limit.
  • Can I renew my overdraft?
    Yes, renewal and top-up options are available.